Specialist operatiuni retail senior cu atributii de decider la Banca Comerciala Romana
Credit decider at ROMANIAN COMMERCIAL BANK HEADQUARTER
• stabileste decizia de creditare conform limitelor de autoritate stabilite(aprobare /respingere credite simple la nivel BCR, initiate de unitatile teritoriale/Parteneri/Call Center); •verificarea si analiza documentelor prezentate de clientii care solicita produse de creditare cu grad ridicat de complexitate;
•analiza si preaprobarea creditelor simple prin parteneri la nivel BCR;
consiliere clienti retail si corporate
• take the decision of aprove or reject the simple credit files for BCR initiated by territorial units/partners/Call Center. • triggering the process of making available overdrafts to individuals. • verification and analysis of documents submitted by clients seeking loan products with high complexity. • check the database for the applicant and for co-payers. • obtaining information about undertakings, employer of the applicant /copayers, by accessing the website of the Ministry of Finance and Trade Register and telephone confirmation. • checking the CRB and Credit Bureau database. • writes essays for credit loans to individuals processed in the department. • restructuring deal with requests for individuals. • ensure the transmission of the credit for individuals suspected of forgery by antifraud. • provide support and advice to colleagues who collaborate. • submitting the proposal for approval or rejection of the loan application. • preparation checklist.
• review and pre-approval loans BCR-level partners. • checking the CRB and Credit Bureau database. • obtaining information about undertakings, employer of the applicant /copayers, by accessing the website of the Ministry of Finance and Trade Register and telephone confirmation.