1206

Team Leader (Consumer Loans Approval and Collections) at Bancpost SA - EFG Retail Services IFN SA

  • România, Zimnicea
  • România, Zimnicea
  • Romania, Zimnicea
  • Romania, Zimnicea
Deblocheaza date contact
Traduceri ale CV-ului
25%
  • Ultima actualizare: 22.04.2011
  • Numar referinta: 1206

Limbi straine

Engleza
Avansat
Franceza
Incepator
Italiana
Incepator
Spaniola
Mediu
Romana
Nativ
75%
  • Last update: 22.04.2011
  • Reference number: 1206

Experience

  • July 2007 - July 2009

    Team Leader (Consumer Loans Approval and Collections), Bancpost SA - EFG Retail Services IFN SA

    • Zimnicea, Romania
    • Full time
    • Work domain - Technicians: Workers

    Job description :
    - Ensures target achievement and increasing productivity for assigned team ; 
    - Monitors consumer loans pending applications ; 
    - Analyzes proposed derogation requests and signs them as a first decision ; 
    - Maintaining a good response time especially for prioritized branches ; 
    - Collaborates and maintains a good communication with other departments (Fraud, Credit Cards, Collection, Quality Control, Credit Policy) in order to support the lending policies ;
    - Coordinates the activity of tracking and recovery of bad loans ; 
    - Branch and Sales Support ;
    - Various projects aimed at more efficient activity ;
    - Training and coaching team members ;
    - Proposes improvements  in daily flow , rules and internal procedures  
    

  • August 2006 - July 2007

    Credit Analyst, Bancpost SA - EFG Retail Services IFN SA

    • Zimnicea, Romania
    • Full time
    • Work domain - Technicians: Workers

    Job description : 
    - Analyzes and decides to accept/reject the loan applications of individuals according to rules and internal procedures ;
    - For each credit application verifies the eligibility criteria and repayment capacity according to Internal Consumer Loans Procedures ; 
    - Reports possible fraud cases to direct supervisor or the Head of Fraud Department;
    - Prepares daily activity report regarding analyzed credit applications 
    
    

  • July 2005 - August 2006

    Sales Credit Officer, Ktech Electronics (ex Ultra Pro Computers)

    • Zimnicea, Romania
    • Full time
    • Work domain - Sales: Sales

    Job description: 
    - Sells equipments and IT products in installment system ;
    - Prepares complete and correct credit documentation ;
    - Verifies the documentation required , respecting loan terms and existing agreements with partner banks and credit companies ;
    - Presents clients credit conditions imposed by the bank or credit company ;
    - Participates directly in achieving sales target ; 
    - Prepares reports on daily analysed  credit applications 
    

Education

  • 2009 - Present

    Bachelor's degree, Romanian Banking Institute

    • București, Romania

Foreign languages

English
Advanced
French
Beginner
Italian
Beginner
Spanish
Intermediate
Romanian
Native