140711

Risk analyst at Central Cooperative Bank CREDITCOOP; Surveillance Office

  • România, București
  • România, București
  • Romania, București
  • Romania, București
Deblocheaza date contact
Traduceri ale CV-ului
40%
  • Ultima actualizare: 04.10.2015
  • Numar referinta: 140711

Obiectiv profesional


                            

  • Anywhere
  • Full time
  • Salariul dorit1500 €
  • Domeniile urmariteInginerie Automobile
  • Disponibilitate deplasare in interes de serviciuPana la 100% din program
  • Disponibilitate relocareNumai in strainatate

Aptitudini

Permis de conducere
  • B
  • CE
  • Capacitate de a munci in echipa
  • Atitudine pozitiva si optimism
  • Flexibilitate si adaptabilitate

Limbi straine

Romana
Nativ
100%
  • Last update: 04.10.2015
  • Reference number: 140711

Career goals

I want to work a few years abroad, then come back home.

  • Anywhere
  • Full time
  • Salary wanted1500 €
  • Wanted work domainsEngineering Automotive
  • Availability for work related travelUp to 100% of the schedule
  • Willing to relocateOnly abroad

Experience

  • November 2012 - January 2015

    Risk analyst, Central Cooperative Bank CREDITCOOP; Surveillance Office

    • București, Romania
    • Full time
    • Work domain - Finance: Audit,Banks / Financial Institutions

    o	Activities of assessment and monitoring for functioning credit cooperative banks in terms of the significant risks (credit, operational, liquidity, market, etc) and the internal control system (risk management function, compliance function and audit);
    o	Performance evaluation and financial results by comparing them with the general business strategy, risk appetite and tolerance, quality assessment reports to BCCC, as well as the internal capital adequacy assessment process (ICAAP).

  • August 2008 - April 2012

    Agency Manager & SME Relationship Manager, Raiffeisen Bank

    • București, Romania
    • Full time
    • Work domain - Finance: Back Office,Banks / Financial Institutions,Management,Sales

    o	Identify market opportunities, the prospects of SME and individuals, promoting and showcasing the Bank's products; 
    o	Supervision of retail lending activities, and approving credit applications within the limits of competence established at the level product
    o	Identifying target client segment, strategies to address them, determining financial needs, establishing contact and preparing the adequate offer to sell;
    o	Negotiating and structuring credit applications in accordance with the rules/internal procedures and based on information received from clients and / or verified;

  • July 2006 - August 2008

    Deputy Branch Manager, Emporiki Bank

    • București, Romania
    • Full time
    • Work domain - Finance: Back Office,Banks / Financial Institutions,Finance / Accounting,Management,Sales

    o	Promoting, selling products and services, developing and maintaining relationships with existing and potential clients; 
    o	Identify appropriate financing solutions to client needs and possibilities, and identify credit risk and ways to cover it; 
    o	Supervision of financial analysis at the branch level, in accordance with internal procedures of credit, drafting proposals to the Credit Committee, and also recommendations for the proposed transactions

  • November 2005 - June 2006

    Senior loans analyst, Banca Italo-Romena

    • București, Romania
    • Full time
    • Work domain - Finance: Banks / Financial Institutions,Finance / Accounting

    o	Assessment of credit applications on eligibility, project feasibility, risk, profitability, according to the internal procedures lending;
    o	Analysis of financial statements in terms of indicators of creditworthiness and cash-flow, and writing credit proposals to the Credit Committee;

  • October 2002 - October 2005

    Economist/Specialist retail loans/Companies loans administrator, Romanian Commercial Bank

    • București, Romania
    • Full time
    • Work domain - Finance: Back Office,Banks / Financial Institutions

    o	Checking and preparation the files of mortgages and consumer loans, submitting proposals to the Credit Committee
    o	Loans administration (credit settings, disbursements, early repayment, decreasing or increasing credit, collaterals changes, correspondence with clients);
    o	Specific cards activities: draw documentations and closing agreements of issuing debit cards to individuals and companies, analysis of credit card applications, setting credit limits, closing agreements for mobile banking, for payment of utilities / services, charging card accounts and ATMs, POS installations to retailers;
    o	Monitoring and recovery of non-performing loans;

  • September 2001 - October 2002

    Marketing officer, Libra Bank

    • București, Romania
    • Full time
    • Work domain - Finance: Banks / Financial Institutions

    o	Marketing analysis of the local banking market;
    o	Developing and maintaining business contacts and promoting the image of the bank in the market; 
    o	Making comparative product research related to competition.

Education

  • 2004 - 2006

    Master's degree, The Academy of Economic Studies Bucharest

    • Marketing
    • București, Romania
  • 1997 - 2001

    Bachelor's degree, The Academy of Economic Studies Bucharest - The Faculty of Commerce

    • Comerce
    • București, Romania

Skills

Driving license
  • B
  • CE
  • Ability to work in team
  • Positive attitude and optimism
  • Flexibility and adaptability

financial analysis, accounting

Foreign languages

Romanian
Native

Pre-interview

How would you describe your personality?

I am an honest person with a high sense of responsibility

What are your goals in life?

To live, work and enjoy life

Describe your ideal job.

I don't think that there is the ideal job, only the job you like to do.

What are the goals set for your career?

Just to work

Are you able to work effectively in a team or independently?

In a team

What job would you like to be doing in 5 years?

It depends of my location (country or abroad).

What are/were your most important 5 achievements in your current/past workplace?

There were more along time. Customer satisfaction has always been the greatest achievement.

What is your monthly salary expectation?

2000 euro gross

Can you work according to deadlines, under pressure, etc?

Always I worked with such requirements, so for me isn't a difficulty thing.

What is the last book you have read?

Capital by Thomas Piketty