59311

Inspector Financiar la Fondul Roman de Garantare a Creditelor S.A., Bucuresti

Financial Inspector at Fondul Roman de Garantare a Creditelor S.A., Bucuresti

  • România, București
  • România, București
  • Romania, București
  • Romania, București
Deblocheaza date contact
Traduceri ale CV-ului
75%
  • Ultima actualizare: 25.01.2013
  • Numar referinta: 59311

Experienta

  • martie 2008 - Prezent

    Inspector Financiar, Fondul Roman de Garantare a Creditelor S.A., Bucuresti

    • București, România
    • Full time
    • Domeniu - Finante: Banci / Institutii Financiare

    Inspector Financiar:
    Analizarea dosarelor de creditare si garantare a facilitatilor de credit acordate societatilor comerciale;
    - Analiza situatiilor financiare (rate de lichiditate, rentabilitate, valoare de piata, managementul datoriilor, stocurilor si creantelor);
    - Previzionarea si analiza tendintelor economice ale societatilor garantate, 
    intocmirea cash-flow-ului;
    - Analiza afacerii (management, piata si concurenta, analiza SWOT) si incadrarea in clase de risc;
    -Intocmirea si monitorizarea derularii contractelor de cautionare, stabilirea val. provizoanelor de risc.
    Urmarirea respectarii obligatiilor contractuale in raporturile juridice stabilite cu clientii;
    -Negocierea si medierea clauzelor aferente contractelor FRGC.
    
    

Educatie

  • 2012 - Prezent

    Master / studii postuniversitare, Institutul Naţional de Criminalistică din cadrul Inspectoratului General al Poliţiei Române si Asociaţia Criminaliştilor din România

    • București, România
  • 2002 - 2008

    Diploma de facultate, Academia de Studii Economice

    • București, România
  • 1998 - 2002

    Liceu / scoala profesionala, Colegiul Comercial „Virgil Madgearu”,

    • Târgu Jiu, România

Aptitudini

Permis de conducere
  • B

Limbi straine

Engleza
Avansat
Franceza
Mediu
Romana
Nativ
75%
  • Last update: 25.01.2013
  • Reference number: 59311

Experience

  • March 2008 - Present

    Financial Inspector, Fondul Roman de Garantare a Creditelor S.A., Bucuresti

    • București, Romania
    • Full time
    • Work domain - Finance: Banks / Financial Institutions

    - Analyze client credit documentation in order to provide the financial guarantees;
    - Verify client background if necessary;
    - Analysis of Financial Statements (liquidity ratios, profitability, market value, debt management, inventory and receivables);
    - Forecasting and analyzing economic trends for the backed companies, preparing cash flow;
    - Analysis of business (management, market and competitive analysis, SWOT analysis) and framing in risk classes;
    - Preparing and monitoring the contracts of guarantees, establishing the value of the risk provisions;
    - Observe the compliance of the contractual obligations within the legal
    relationships established with customers;
    - Mediate and negotiate the clauses for FRGC contracts.
    

Education

  • 2012 - Present

    Master's degree, National Institute of Criminology within the General Inspectorate of the Romanian Police and the Romanian Forensic Association

    • București, Romania
  • 2002 - 2007

    Bachelor's degree, Academy of Economic Studies - Faculty of International Business and Economics

    • București, Romania
  • 1998 - 2002

    Highschool, Commercial College "VIRGIL MADGEARU"

    • Târgu Jiu, Romania

Skills

Driving license
  • B

Foreign languages

English
Advanced
French
Intermediate
Romanian
Native